Housing Loan is designed to help customers finance their housing needs, including purchasing a home, constructing a new house, or renovating an existing property. The product provides structured financing to help customers achieve their homeownership goals while managing repayment according to approved loan terms.
Loan Amount: High-value limits based on property valuation and verified household income.
Tenure: Long-term financing up to 120–180 months.
Interest Rate: Competitive fixed or reducing rates.
Step into homeownership, Long amortization periods for low monthly burden.
National ID Card / Family Book, Proof of income, Property title deed (Hard/Soft title), Sales and Purchase Agreement.
Repayment Estimator
1.20% / month
0.5%3.0% / month
$5,000
$500$50,000
24 Months
6 Mo.60 Mo.
Estimate Summary
Transparent Breakdown
Repayments are calculated using a baseline standard declining balance methodology. Actual underwriting criteria changes may apply depending on risk profiles.
Estimated Monthly Payment
$238.33
Transparent Rates
Total Principal
$5,000.00
Estimated Interest Total
$720.00
Frequently Asked Questions
You can easily apply using our online application form link above, or by visiting any CITY Microfinance Institution PLC branch office.
Standard required compliance documents include a valid Cambodian National Identification Card (ID), family book or residential book, and proof of income or business revenue records.
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