Smooth repayment milestone schedules designed for you
Product Overview
Business Loan is designed specifically to support micro, small, and medium-sized enterprises (MSMEs) by providing the financing entrepreneurs and business owners need to grow their businesses, manage working capital, purchase equipment and machinery, expand operations, and capitalize on new market opportunities. Whether you operate a micro-business (such as a small retail shop or family vendor), a small trading or service business, or an established medium-sized enterprise, this loan provides flexible access to financing tailored to your specific business needs and repayment capacity.
Loan Amount: Flexible limits scaled to business turnover.
Tenure: Up to 36–60 months depending on the business cycle.
Repayment Structure: Monthly principal and interest installments or customized seasonal repayment plans.
Quick working capital injection, Competitive interest rates, Flexible collateral evaluation.
National ID Card / Passport, Valid Business Patent / License, 6 to 12 months of bank statements, Land title deed or collateral documents.
Repayment Estimator
1.20% / month
0.5%3.0% / month
$5,000
$500$50,000
24 Months
6 Mo.60 Mo.
Estimate Summary
Transparent Breakdown
Repayments are calculated using a baseline standard declining balance methodology. Actual underwriting criteria changes may apply depending on risk profiles.
Estimated Monthly Payment
$238.33
Transparent Rates
Total Principal
$5,000.00
Estimated Interest Total
$720.00
Frequently Asked Questions
You can easily apply using our online application form link above, or by visiting any CITY Microfinance Institution PLC branch office.
Standard required compliance documents include a valid Cambodian National Identification Card (ID), family book or residential book, and proof of income or business revenue records.
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